One market. Infinite Use-Cases.
Zodial is a final-generation DeFi lending protocol built on Solana that has all assets in one market and does not require vaults or isolated pools.
With an MVP live on Solana mainnet, we are raising a $500K angel round at a $5M valuation (standard ticket size $50K). Financial contributions are one side of the coin; we are also looking for partners who can support us as advisors and distribution/advertising partners. Investors receive equity in the company and the same governance tokens.
Built for a unified market
Diversification works when the protocol understands portfolios, not silos.
Portfolio-native risk
All assets and liabilities share one market and one health score.
Cross-asset awareness
Correlations and natural hedges are evaluated automatically.
Capital efficient by design
Higher utilization without higher liquidation risk.
All assets together
Crypto, tokenized stocks, RWAs, and stablecoins in one place.
Traditional DeFi lending forces users into isolated markets. Even diversified portfolios get liquidated as if they were single-asset bets.
- Cross-asset risk is ignored
- Correlations do not matter
- Capital efficiency is artificially capped
- Users over-hedge or over-leverage just to stay safe
This is not how modern finance works.
Zodial replaces isolated vault logic with a unified portfolio risk model.
- One account. One health score.
- Risk evaluated across all assets and liabilities
- Natural hedges recognized automatically
- Higher capital efficiency without higher liquidation risk
Your portfolio is treated as a system, not a collection of silos.
- Fewer unnecessary liquidations
- Lower over-collateralization
- Cleaner, simpler strategies
- Risk that reflects reality, not protocol limitations
- The fastest-growing segment of DeFi: lending + RWAs
- Institutional-style portfolio risk management on-chain
- A unified liquidity layer instead of fragmented markets
As tokenized real-world assets grow, portfolio-native lending becomes mandatory. Zodial is built for that future.
With Pyth and Switchboard integration, designed for what is next.
Infinite strategies.
Explore what we missed out on.
Gold Maximalist
Deposit Gold, borrow BTC
Diversify risk to avoid getting rekt if one pumps
Meme Shorter
Traditional lending market only goes in one direction.
Gain yield while hedging against meme coins
AI Bull
Stocks are so correlated and stable that capital efficiency (LT) is at 95% not 40% like on Kamino.
Leveraged maxed out at 10x compaiered to Kamino: 0.6x